Another weekend, another post!
Xtau nak cite ape.Actually so many things happened over the whole week tapi because of one lousy day, lemau plak nak cite.
Maybe aku leh share pasal keta aku. Heheh. My panther in trouble. Huaaa. Things started a week ago when suddenly starting the engine got a bit weird. The moment i tried to jump-start a car after long parking after work or when going to work, the alarm went off once or twice depending on how long the engine got started. I suspected must be battery problem. So off semua segala jadah yang guna pakai amp and the problem resolved. But things gotten worse. Even brief parking pon made the car very hard to start. So decide baik tukar batery. Actually battery tu memang dah lama. Datang dari kilang proton gik. Lifespan dah exactly 3 tahun which is rare coz mostly after one or two years dah kong.My brother's Civic batery pon dah osak only after leaving it for 4 days time dia oversea g Taiwan. Xleh start keta dia.
So today decided to go to workshop tuk tukar batery. Before that i grabbed any information as i could get coz let's face it. Apek2 workshop ni kalo tak nipu tak sah. My brother(taiko keta) said batery tu leh cas gik and also said the engine or belt sounded a little loud.Summore rosak. He said biasalah since keta nak sampai 65000 kena tukar byk bende. Hmmm. Calar balar and wing tercabut angkara my ex tu pon aku x wat agi. Inikan lagi tambah maintainance. Betul kata bapak aku. Once owning a car, duit kua manyak. Huhu. Unless to some people( girls mostly) yang bende2 tu sumenya bapak yang wat. Servis bodoh tu pon bapak yang buat. HAhah.
SO went to first workshop, tanya ade charger or not. Kata tadak and said baik tukar terus. Then g workshop kedua. By this time nak start keta dah payah betul dah. Memang nak depleted sungguh ni since start keta took about 3/4 attempts. So decide to settle at the second workshop. Sama cina. Kompom kena pancung gak. Batery kena 250(280 minus 3o for batery lama). Rasa macam could get lower. Tukar gak spring pintu isi petrol( xleh bukak tapi xde mslh pon selama ni suh bangla petronas tlg bukak) for rm10. Aku rasa spring tu 3 ringgit jek tapi dia cas aku 15 ringgit. So aku haggle to rm10.Kasi dia untung sikit. Halal ler walaupon dia pancung gila2 coz aku dah malas pikir dah nak carik bengkel lain.Lagipun bengkel dia byk sparepart so kira bagusla tu. Dia check bunyik keta aku gak. Katanya belt punya roda nak dekat pecah( setara dengan umor kereta) and my bearing alternator bunyik( x sure about this and need to read more). Mmm.. Yang tu eloklah wat later jek since x kacau lagi keta berjalan. And this coming January plak kena klua 700 plak for insurans kereta. Aiyo.
Duit,duit,duit...Dari dulu sampai sekarang asek g ke keta je. Dengan previous owner yang x reti jaga keta(abg aku sorg tu mcm x concern psl keta,sorang lagi tu jenis pakai lunyai and jenis malas nak tukaq) Aku plak jenis yang very concern about safety and very sayang ngan keta so i dont mind klua duit kat keta walaupon you would hearing grunt from me time to time. Biasalah tu. Tapi still sayang my pantera!! :) Tapi pikir nasib baik abang aku dah bagi pinjam keta saga dia kat bapak aku. The initial plan was for me to loan my car to my dad. Tapi eloklah saga tu. Gen2 ni pakai minyak lebih sikit plus maintainance tinggi. Kesian lak bapak kena bear all those rising cost.
Current mood: Feels like a fifth wheel :(
Mata aku PERHATI, Minda aku BERKATA, Hati aku MERINTIS ,Jiwa aku MENULIS.LAYAN AJELAH!
Saturday, October 30, 2010
Wednesday, October 27, 2010
Berblog dalam lrt
Another morning,Another post. saje nak try blogging dlm lrt guna enset baru gua ni.best2.x penah aku imagine myself be the guy yg x dpt pisah ngan enset.hahah.macam2 aa.love my android n my galaxy s. Skrg ni skype merata,facebook merata,blog merata and to think just a few months ago i complained ofice blok segalaa pejadah haraam tu.hikhik..oklah.this is me signing off..sayurnara!
Saturday, October 23, 2010
Sejarah tuk Lulus SPM?
Another news, another post!
'HISTORY will be made a must-pass subject in the Sijil Pelajaran Malaysia (SPM) beginning 2013' - Tan Sri Muhyiddin Yassin quoted from The Star
Itulah headline berita aku terbaca this morning. Not as much as a surprise but i lauded the motion. Now this a very nation-loving proposal i must say to the very least. To me kempen2 like 1Malaysia or lagu-lagu patriotik murahan x dapat menaikkan tahap nasionalistik kepada Malaysian tapi feeding the nation at the grassroots level does. And came this decision for the school kids.
Cita pasal Sejarah ni aku ingat gik time SPM aku betul2 surprise aku dapat A while orang lain sume komplen Sejarah diorg buat buruk sijil SPM jek. Hahah. But would i clasify myself as patriotic? I love Malaysia wholeheartedly. Unfortunately the politic of this nation is very divided on some issue. The issues mcm Sekolah Jenis Kebangsaan, biasiswa, hak-hak orang Melayu, rasuah. Orang ni kata orang ni, orang ni kata orang tu itu ini. Aishh.. It's a never ending process la. This is one of the reason i hate politic on both sides. The BN government lacks transparency while the opposition plak has too many hidden agendas, inexperience and willing to say anything. So it creates confusion and chaos among Malaysian because hearing two inputs at the same time. The weak would only stick to one side, the ignorant would just not care and the thinker would take both sides into consideration. What am i then? IGNORANT because i think both sides would say anything to get your votes. This is also one of the reason i am not a registered voter yet. Don't worry. I would register someday but for now, i am wishing the world where's there's no politic and only clinging to the principal of ISlam, the way of life. Would that be a better world. And i am not talking about PAS here coz let's just admit, they're just the NATO of the ooposition. FRONTLINE but no ENDLINE OUTPUT :P
Current mood : Nyamuk tengah kacau. Tengah carik kelambu tuk dibakar. Haaha
'HISTORY will be made a must-pass subject in the Sijil Pelajaran Malaysia (SPM) beginning 2013' - Tan Sri Muhyiddin Yassin quoted from The Star
Itulah headline berita aku terbaca this morning. Not as much as a surprise but i lauded the motion. Now this a very nation-loving proposal i must say to the very least. To me kempen2 like 1Malaysia or lagu-lagu patriotik murahan x dapat menaikkan tahap nasionalistik kepada Malaysian tapi feeding the nation at the grassroots level does. And came this decision for the school kids.
Cita pasal Sejarah ni aku ingat gik time SPM aku betul2 surprise aku dapat A while orang lain sume komplen Sejarah diorg buat buruk sijil SPM jek. Hahah. But would i clasify myself as patriotic? I love Malaysia wholeheartedly. Unfortunately the politic of this nation is very divided on some issue. The issues mcm Sekolah Jenis Kebangsaan, biasiswa, hak-hak orang Melayu, rasuah. Orang ni kata orang ni, orang ni kata orang tu itu ini. Aishh.. It's a never ending process la. This is one of the reason i hate politic on both sides. The BN government lacks transparency while the opposition plak has too many hidden agendas, inexperience and willing to say anything. So it creates confusion and chaos among Malaysian because hearing two inputs at the same time. The weak would only stick to one side, the ignorant would just not care and the thinker would take both sides into consideration. What am i then? IGNORANT because i think both sides would say anything to get your votes. This is also one of the reason i am not a registered voter yet. Don't worry. I would register someday but for now, i am wishing the world where's there's no politic and only clinging to the principal of ISlam, the way of life. Would that be a better world. And i am not talking about PAS here coz let's just admit, they're just the NATO of the ooposition. FRONTLINE but no ENDLINE OUTPUT :P
Current mood : Nyamuk tengah kacau. Tengah carik kelambu tuk dibakar. Haaha
Monday, October 18, 2010
Listening To Now : Volume October.2010
Another hits, another list!
It's been a while since i came up with my monthly pick. Last month i substituted the list with Raya songs. Now i'm back with all new and fresh music chosen by yours truly. :)
5. Katy Perry- Last Friday Night( TGIF) CLICKHERE
This year has been truly and very deserving for Katy Perry. She's so smoking hot and has good records so far. This is being one of them. At first i heard them in parody by Shane Dawson. Since then on, I've been playing this record on my mp3 for its party anthem coolness.
4. Good Charlotte- Like its Her Birthday CLICKHERE
This latest single from Good Charlotte sounds almost similar to their previous record from their album. Like the song nonetheless. Very catchy. Love a song about a crazy maniac girl. Hahah.
3. Lisztomania- Phoenix CLICKHERE
Quite older song. Downloaded this song about 2 months ago and since then has been stuck in my head and my mp3 for its heavy rotation. Too bad never heard it on the radio.
2. Taylor Swift- Speak Now CLICKHERE
Taylor Swift can never go wrong in my heart. With a new album, she stays with collection of mellow country songs wit cintan cintun lyric but with an angelic face like that, the songs automatically become so poetic. :P
1. Kings of Leon - Radioactive CLICKHERE
Deserve a number one following their smash hit last year, Use Somebody. Also a less known band in Malaysia but aku pedulik hape. Best tetap best. Video pon best. It screams ORIGINAL!!
It's been a while since i came up with my monthly pick. Last month i substituted the list with Raya songs. Now i'm back with all new and fresh music chosen by yours truly. :)
5. Katy Perry- Last Friday Night( TGIF) CLICKHERE
This year has been truly and very deserving for Katy Perry. She's so smoking hot and has good records so far. This is being one of them. At first i heard them in parody by Shane Dawson. Since then on, I've been playing this record on my mp3 for its party anthem coolness.
4. Good Charlotte- Like its Her Birthday CLICKHERE
This latest single from Good Charlotte sounds almost similar to their previous record from their album. Like the song nonetheless. Very catchy. Love a song about a crazy maniac girl. Hahah.
3. Lisztomania- Phoenix CLICKHERE
Quite older song. Downloaded this song about 2 months ago and since then has been stuck in my head and my mp3 for its heavy rotation. Too bad never heard it on the radio.
2. Taylor Swift- Speak Now CLICKHERE
Taylor Swift can never go wrong in my heart. With a new album, she stays with collection of mellow country songs wit cintan cintun lyric but with an angelic face like that, the songs automatically become so poetic. :P
1. Kings of Leon - Radioactive CLICKHERE
Deserve a number one following their smash hit last year, Use Somebody. Also a less known band in Malaysia but aku pedulik hape. Best tetap best. Video pon best. It screams ORIGINAL!!
Sunday, October 17, 2010
Bank Yang Sengal!! The Resolution
Another morning at the office, another update!
Ok. So nak summary ler kat sini. Nak summary sikit application yang penah aku wat for the last several weeks.
CIMB Personal Loan: Applied for 6K, sms status gagal after 2 days sent the app.Status Failed.
Maybank Personal Loan: Applied but self-retracted the app after 15 minutes. 2 weeks processing. WTF?Status none.
RHB Easy Personal Loan: Loan picisian dari kompeni kampung servis tahap Felda. Xde feedback. Kena g branch sendiri untuk tau status loan anda. Ko ingat ni zaman batu ke weyh? X padan ngan interest tinggi. processing terlampau lama. Dalam iklan kata sehari, pegawai kata 6 hari, tapi in reality dua minggu weyh!! Status Pending( doc x lengkap padahal aku dah anta doc kat branch. Mesti x sampai kat processing dept.pekerja wat kerja sambil lewa.)
CIMB Credit Card (CC) : 2 days dah tau status berjaya. Borang x lengkap diisi diaorg call aku semula and bukan reject terus. A week later dah boleh claim CC kat branch. Status Approved.
Maybank CC : Sunyi jek. Xtau apa status. Most likely declined. Kata 2 minggu process. Kenapa lah bank yang konon TOP ni servis sungguh lambat, i never know.Status Pending.
HSBC CC: Isi borang sume kat branch. Yes. Bank international pon isi borang sendiri. RHB just harapkan pekerja2 yang sambil lewa handle ur application 100% which to me, wouldn't work kalo bankers tu cam gamfunk. After a week( their published processing time) , loan officer call and said status declined coz ade masalah ngan CCRIS. Apparently i have 3 bank applications in status pending dalam rekod bank negara which in result would flagged your name.
The resolution: Kena kasi clear my CCRIS record. Bende ni monthly refreshed so sebulan ni aku xleh nak apply mane2 bank or else, aku akan di reject terang2. Nak kasi clear kena di reject sume bank application aku and reapply again for next update in CCRIS which would fall mid of each month. So all my application in status pending (RHB: HSBC : Maybank) most likely would all fail together because of this damn record.
The conclusion: CIMB still my favourite bank coz servis sungguh cepat and customer friendly while HSBC also become my new favourite coz having the same traits with CIMB.
Current mood: excited coz morning!!
Bank Yang Sengal Part 2
Another sambungan, another post!!
Sambung gik. Nak habaqlah dengan betapa susahnya nak apply for persona loan ni coz involve so many damn documents and bla, bla, bla, lama2 niat aku nak beli motor pon makin luntur. Apa bleh buat. Aku decide lebih baik aku kumpul duit sendiri jek. Tahun depan je aku beli cash. Insyaallah. Untung2 motor idaman aku pon time tu dah turun harga. Banyak upside to be considered that i thought over that decision. But that decision not before my last personal loan application with, Maybank.
Maybank Personal Loan: Maybank provide the second best rate yang aku eligible. So decision to apply there was inevitable. So dah isi borang lengkap sume, antor ler kar branch SS14 tu. Tapi lepas antar still rasa x sedap hati. Dunno why. Maybe for the fact the loan require 2 weeks processing time. MMM..After 15 minutes, i retracted back my form. Elokla diretract coz kalo lepas, aku xleh nak cancel coz dah sign bagai. So it was a wise decision.
Around this time, IPhone baru launched kat Maxis and Digi. So with perasaan nak beli motor dah luntur, datang plak semangat nak beli enset baru. MMmm.. Nanti aku cite detail2 pasal ni in another post but the story i want to brought was my credit card application. I was actually tried my best not to apply for one but my need called. Being 26, credit card is another savior for hard times. Mana tau keta rosak ke, apa ke. Xkanler nak beg kat orang suh pinjam. Sungguhler segan.
So began my hunt for a credit card.
CIMB CC: X mau apply pon tapi time bayar hire purchase Gen2, kakak kaunter yang cun tu suruh aku apply for one. And she said having credit card is a good way to build my relationship with the bank namely CIMB so i can keep my good payment record for the future. Namely house loan. So apply, a coupe days later approve and a week afterwards, dah boleh claim the kad.
Maybank CC: Saje apply for Maybank CC for two reasons. One, diaorg ade offer good installement payment plan for etiqa car insurance. Elok ler. Nak bayar 800 sekaligus sungguhler mempokaikan. Second, they are widely accepted for easy-payment store kat Malaysia ni unlike CIMB. So saje try. Didn't get my hopes up pon. I think rejected already. Hahah
HSBC Amanah CC: Saje gak try walaupon dengar HSBC ni a bit kiasu kalo nak produce credit card. Main reason, aku nak satu kad kredit islamik and they are also widely accepted much like Maybank's.MY friend also said diaorg give a great service and i couldn't agree more. Walaupon rejected, diaorg made a personal call bgtau why kena reject and said what could i do tuk dia re-processing my application. That's a very good customer service if you ask me walaupon kita ni bukan customer diaorg lagi. Huaaa.
Alamak. Dah jadi panjang sangat plak post kali ni. Nanti aku sambung for all the resolution for the problem i had. Boleh dijadikan pengajaran kepada anda2 semua ni. Cewahh.
Current mood: Craving for dinner tapi sanggup belapor dulu semata2 nak update blog. :)
Sambung gik. Nak habaqlah dengan betapa susahnya nak apply for persona loan ni coz involve so many damn documents and bla, bla, bla, lama2 niat aku nak beli motor pon makin luntur. Apa bleh buat. Aku decide lebih baik aku kumpul duit sendiri jek. Tahun depan je aku beli cash. Insyaallah. Untung2 motor idaman aku pon time tu dah turun harga. Banyak upside to be considered that i thought over that decision. But that decision not before my last personal loan application with, Maybank.
Maybank Personal Loan: Maybank provide the second best rate yang aku eligible. So decision to apply there was inevitable. So dah isi borang lengkap sume, antor ler kar branch SS14 tu. Tapi lepas antar still rasa x sedap hati. Dunno why. Maybe for the fact the loan require 2 weeks processing time. MMM..After 15 minutes, i retracted back my form. Elokla diretract coz kalo lepas, aku xleh nak cancel coz dah sign bagai. So it was a wise decision.
Around this time, IPhone baru launched kat Maxis and Digi. So with perasaan nak beli motor dah luntur, datang plak semangat nak beli enset baru. MMmm.. Nanti aku cite detail2 pasal ni in another post but the story i want to brought was my credit card application. I was actually tried my best not to apply for one but my need called. Being 26, credit card is another savior for hard times. Mana tau keta rosak ke, apa ke. Xkanler nak beg kat orang suh pinjam. Sungguhler segan.
So began my hunt for a credit card.
CIMB CC: X mau apply pon tapi time bayar hire purchase Gen2, kakak kaunter yang cun tu suruh aku apply for one. And she said having credit card is a good way to build my relationship with the bank namely CIMB so i can keep my good payment record for the future. Namely house loan. So apply, a coupe days later approve and a week afterwards, dah boleh claim the kad.
Maybank CC: Saje apply for Maybank CC for two reasons. One, diaorg ade offer good installement payment plan for etiqa car insurance. Elok ler. Nak bayar 800 sekaligus sungguhler mempokaikan. Second, they are widely accepted for easy-payment store kat Malaysia ni unlike CIMB. So saje try. Didn't get my hopes up pon. I think rejected already. Hahah
HSBC Amanah CC: Saje gak try walaupon dengar HSBC ni a bit kiasu kalo nak produce credit card. Main reason, aku nak satu kad kredit islamik and they are also widely accepted much like Maybank's.MY friend also said diaorg give a great service and i couldn't agree more. Walaupon rejected, diaorg made a personal call bgtau why kena reject and said what could i do tuk dia re-processing my application. That's a very good customer service if you ask me walaupon kita ni bukan customer diaorg lagi. Huaaa.
Alamak. Dah jadi panjang sangat plak post kali ni. Nanti aku sambung for all the resolution for the problem i had. Boleh dijadikan pengajaran kepada anda2 semua ni. Cewahh.
Current mood: Craving for dinner tapi sanggup belapor dulu semata2 nak update blog. :)
Friday, October 15, 2010
Bank yang sengal!! Part One
Another WTF ,another &%*$# !!!
Huhuh. Actually aku xdelah bengang sangat. Tapi more like in trouble. All because I had applied for credit card and personal loan around the same time, my history is in red alert according to Bank Negara. WTF?
This was actually told by the banker in HSBC. OK.Konfius already ngan cite ni? Let me summarized the story.
Loan CIMB: Applied around earlier last month.Anta Khamis petang. 24 hours processing. Saturday morning got sms saying my application rejected alredi. All smooth and done. Just like what they promised. Easy
Loan Easy RHB: After kecewa application loan with CIMB declined, straightaway went to RHB AU2. During that time, they were having some sort of open house. Aku masuk dapat bau jek. Diaorg x offer makan ape pon. Hahah. Not like I care. But I was mislead ngan iklan2 RHB ni. Just bring ic? Instant approval? No borang? Banyaklah ko. Banyak yang aku x puas hati ngan servis depa ni. Firstly, mamat ni racun aku prolong the tenure. Suruh amek 5 years for 6K loan. Are you kidding? Katanya lagi senang approve kalo tenure lama. By that time aku dah berbelah bagi so aku apply for 18 months instead of my initial plan, 12 months only. Sudah!!Aku approved plak for 18 months. Nak change tenure xleh. For that extra 6 months, I have to pay 400 extra for interest compare to 12 months plan. Pandai nipu!! Ok.That partly my fault but how would I know aku kena tipu mamat ni hidup2. Ok. Ni aku nak differ ngan iklan2 depa ni.
Instant approval! : Wrong!! Yes, your status is approved against checking with your credit history and that’s pretty much it. Not you loan application is approved. A lot more ‘easy’ steps to go through.
No form! : Technically yes. You don’t have to isi borang bagai instead the banker would fill it out for you using shared computer for you to see as well. Easier, yes. But it gets complicated when they ask you on the spot what
Easy: The most misleading slogan of all. This bank service is so bad. Pegawai yang uruskan my application should be flagged for bad service. No follow up, no phonecall whatsoever. Aku sendiri kena dtg bank tuk check status application aku. WTF? Dah pre-approved tu, ada lagi 6 days for loan processing. Mak aih. Abeh tu ape beza ko ngan bank2 lain yg ko kata easy sgt? Nak kena 6 hari lagi plak ko process. Fine then. But 6 hari berlepas, still x dengar ape2 berita. After the 12th days, aku g sendiri branch tanya status application aku. Katanya dah pre-approved tapi still tgh process. Dey macha!!!*^#%^%%^&!!!!Memang bank tahap kampong lah lu!!!Terus aku nak cancel my application. And then I was told kenot cancel kat other branch so aku kena g branch yg aku apply tu plak kalo nak cancel n crk pegawai yg handle my app. Aiyoooooooooooooooooooooooooooooooooooooooooooo. Kena carik mat rempit yg handle aku nyer application balik? Nak xnak kena semak jadual aku tuk jumpa mamat sengal tu balik.
Ok lah..aku nak sambung keje..Nanti aku sampung lagi. Sorilah kebelakangan ni aku byk berblog ala sinetron ngan –to be continued bagai. Hahah. Apa nak wat. Manyak story. Kehkeh..
Current Mood : I hate RHB!!!Balik nanti aku nak potoshop gambo easy yang comey tu jadi gambor devil. Boleh? :P
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