Bank Yang Sengal Part 2

Another sambungan, another post!!

Sambung gik. Nak habaqlah dengan betapa susahnya nak apply for persona loan ni coz involve so many damn documents and bla, bla, bla, lama2 niat aku nak beli motor pon makin luntur. Apa bleh buat. Aku decide lebih baik aku kumpul duit sendiri jek. Tahun depan je aku beli cash. Insyaallah. Untung2 motor idaman aku pon time tu dah turun harga. Banyak upside to be considered that i thought over that decision. But that decision not before my last personal loan application with, Maybank.

Maybank Personal Loan: Maybank provide the second best rate yang aku eligible. So decision to apply there was inevitable. So dah isi borang lengkap sume, antor ler kar branch SS14 tu. Tapi lepas antar still rasa x sedap hati. Dunno why. Maybe for the fact the loan require 2 weeks processing time. MMM..After 15 minutes, i retracted back my form. Elokla diretract coz kalo lepas, aku xleh nak cancel coz dah sign bagai. So it was a wise decision.

Around this time, IPhone baru launched kat Maxis and Digi. So with perasaan nak beli motor dah luntur, datang plak semangat nak beli enset baru. MMmm.. Nanti aku cite detail2 pasal ni in another post but the story i want to brought was my credit card application. I was actually tried my best not to apply for one but my need called. Being 26, credit card is another savior for hard times. Mana tau keta rosak ke, apa ke. Xkanler nak beg kat orang suh pinjam. Sungguhler segan.
So began my hunt for a credit card.

CIMB CC: X mau apply pon tapi time bayar hire purchase Gen2, kakak kaunter yang cun tu suruh aku apply for one. And she said having credit card is a good way to build my relationship with the bank namely CIMB so i can keep my good payment record for the future. Namely house loan. So apply, a coupe days later approve and a week afterwards, dah boleh claim the kad.

Maybank CC: Saje apply for Maybank CC for two reasons. One, diaorg ade offer good installement payment plan for etiqa car insurance. Elok ler. Nak bayar 800 sekaligus sungguhler mempokaikan. Second, they are widely accepted for easy-payment store kat Malaysia ni unlike CIMB. So saje try. Didn't get my hopes up pon. I think rejected already. Hahah

HSBC Amanah CC: Saje gak try walaupon dengar HSBC ni a bit kiasu kalo nak produce credit card. Main reason, aku nak satu kad kredit islamik and they are also widely accepted much like Maybank's.MY friend also said diaorg give a great service and i couldn't agree more. Walaupon rejected, diaorg made a personal call bgtau why kena reject and said what could i do tuk dia re-processing my application. That's a very good customer service if you ask me walaupon kita ni bukan customer diaorg lagi. Huaaa.

Alamak. Dah jadi panjang sangat plak post kali ni. Nanti aku sambung for all the resolution for the problem i had. Boleh dijadikan pengajaran kepada anda2 semua ni. Cewahh.

Current mood: Craving for dinner tapi sanggup belapor dulu semata2 nak update blog. :)